Signatory Certification:
Cient certifies that all the informatio set forth in this completed Merchant Processing Application is true and correct and that Client has receved a copy of the terms and conditions of any optional bridgr programs Client has selected to participate in, the Program Guide, and the Confimration Page, which is part of this Merchant Processing Application, and by this reference incorporated herein, Client futher agrees that Client will not accept more than 20% of its card transactions via mail, telephone, or internet order. However, if Client's Application is approved based on contrary informationM, you are authorized to accept transactions in accordance with the percentages indicated therein. Client authorizes bridgr and their agents to investigate the references, statements, and other data contained herein and to obtain additional information from credit bureaus and other lawful sources, including persons and companies named in this Merchant Processing Application. Client authorized bridgr and their agents a) to procure information from any consumer reporting agency bearing his/her personal credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, and b) to contact all previous employers, personal references, and educational institutions. Each of the undersigned authorizes us and our affiliates to provide amonst each other the information contained in this Merchant Processsing Application and Agreement, and any information received from all references, including banks and coonsumer reporting agencies. It is our responsibility and policy to obtain certain information in order to verify your identity while processing your account application, including but not limited to, an OFAC search, Mastercard(r) MATCH lookup, Discover Network Consortium Merchant Negative File ("CMNF") and inquiry into your FICO score.

By signing, I represent that I have read and am authorized to sign and submit this application for the above entity whih agrees to be bound by the American Express (r) Card Acceptance Agreement, and that all information provided herein is true, complete, and accurate. I authorize bridgr and American Express Travel Related Services Company, Inc. (AXP) and AXP's agents and affiliates to erify the information on this application and receive and exchange information about me personally, including by requesting reports from consumer reporting agencies, and disclose such information to their agent, subcontractors, affiliates, and other parties for any purpose permitted by law. I authorize and direct bridgr and AXP and AXP agents and affiliates to inform me directly, or through the entity above, of reports about me that they have requested from consumer reporting agencies. Such information will include the name ad address of the agency furnishing the report. I also authorize AXP to use the reports from consumer reporting agencies for marketing and administrative purposes.

I understand that upon AXP's approval of this application, the entity will be provided with the agreement and materials welcoming to to either AXP's program for bridgr to perform services for AXP or to AXP's standard Card acceptance program which has different servicing terms. I understand that if the entity does not qualify for the bridgr servicing program that the entity may be enrolled in AXP"s standard Card aceptance program, and the entity may terminate the Agreement. By accepting the American Express Card for the purchase of goods and/or services, or otherwise indicating its intention to be found, the entity agrees to be bound by the Agreement.

Client agreed to all the terms of this Merchant Processing Application and Agreement. You further acknowledge and agree that you will not use your merchant account and/or the Services for illegal transactions, for example, those pohibited by the Unlawful Internet Gambling Enforcement Act, as may be amended from time to time. This Merchant Processing Application and Agreement shall not take effect until Client has been approved and this Agreement has been accepted by bridgr. The aAGreement shall be deemed as accepted only upon he assignment and issuance of a Merchant ID number (MID) by bridgr.